> For the complete documentation index, see [llms.txt](https://ypt.gitbook.io/ypt/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://ypt.gitbook.io/ypt/introduction-to-ypt/features.md).

# Advantageous Features

1. Low cost of ownership: card opening fee is only 10U, no monthly or annual fee。
2. Low consumption cost: Transaction handling fee is 1%, non-local currency transaction foreign exchange conversion fee rate is 1.2%.
3. Supports multiple cryptocurrencies including USDT, USDC, BTC and ETH, as well as top-ups from multiple networks including Ethereum, Tron, BSC, Polygon and Bitcoin.
4. Wide acceptance: compatible with Apple Pay/Google Pay for online shopping, dining, travel, gaming and tech products, and much more!
5. Physical card cash withdrawals: Physical cards will subsequently be available to withdraw local French currency from Visa-enabled ATMs worldwide。
6. International transfers: support for fiat international transfers using cryptocurrencies, direct transfers, competitive commission rates and instant execution。
7. Payment terminal can be bound：it can be bound to most of the consumer platforms, the following are the common platforms that have been tested and can be bound for use:

   Alipay HK, PayPal, Apple Pay, Google Pay, Amazon, Ebay, YouTube and so on.